CB1. I feel an irresistible urge to shop. |
|
.72 |
.54 |
CB2. I feel discomfort that only goes away when I shop. |
|
.69 |
.48 |
CB3. I suspect I’m addicted to shopping. |
|
.69 |
.50 |
IB1. I buy products without thinking about whether I need them. |
|
.66 |
.50 |
CB4. I go out wanting to shop without knowing exactly what for. |
|
.64 |
.42 |
IB2. I buy products I don’t need simply because they are on sale. |
|
.63 |
.43 |
IB3. I often buy products the first time I see them. |
|
.62 |
.25 |
SI1. My decision to buy is influenced by advertisements. |
|
.60 |
.31 |
IB4. When I see a product that has appeared in the media, I don’t resist, and I buy it. |
|
.59 |
.32 |
CB5. I often feel guilty after making a purchase. |
|
.56 |
.35 |
CB6. I hide my purchases for fear of being criticized. |
|
.56 |
.34 |
SI2. My decision to buy is influenced by social networks or other people. |
|
.55 |
.26 |
IB5. I’m in the habit of buying similar products (of different colors, for example). |
|
.53 |
.25 |
CB7. Friends and/or family members say I have shopping-related problems. |
|
.52 |
.37 |
SI3. I like to please people with gifts that cost more than I should spend. |
|
.47 |
.28 |
SI4. The way the salesperson assists me influences my decision to buy something unnecessary. |
|
.41 |
.17 |
CB8. I often buy non-essential products using my overdraft or some other form of interest-bearing payment. |
|
.40 |
.39 |
SI5. I have a hard time turning down financial favors. |
|
.36 |
.14 |
SI6. I depend on the opinions of third parties to make financial decisions. |
|
.33 |
.10 |
M1. My decision to buy considers the value (social status) that a product has for society. |
|
.33 |
.10 |
M2. Possessions are the biggest sources of satisfaction in a person’s life. |
|
.33 |
.10 |
FB1. I save to deal with unforeseen future events. |
.90 |
|
.83 |
FB2. I save to handle financial setbacks caused by unexpected situations. |
.81 |
|
.67 |
FB3. I spend less than I make. |
.71 |
|
.52 |
FB4. I closely monitor my monthly expenses to avoid surprises at the end of the month. |
.66 |
|
.46 |
FWB1. The financial choices I made in the past, allow me to enjoy life today. |
.65 |
|
.47 |
FWB2. I have financial goals. |
.65 |
|
.39 |
FWB3. I honor my financial obligations. |
.58 |
|
.31 |
FWB4. I feel secure about my financial future. |
.51 |
|
.31 |
FB5. I often postpone a purchase to get discounts or avoid paying interest. |
.43 |
|
.19 |
BM1. It’s important to closely track monthly expenses to avoid surprises at the end of the month. |
.40 |
|
.14 |
BM2. It’s important to save to deal with the unexpected. |
.39 |
|
.14 |
FB6. I can’t save because I earn so little. |
-.35 |
|
.16 |
BM3. It’s important to plan before buying, to pay in cash and receive a discount. |
.34 |
|
.10 |
Number of items |
13 |
21 |
|
% of variance explained |
21.88 |
10.36 |
|
Cronbach’s alpha |
.84 |
.89 |
|
Composite reliability |
.85 |
.89 |
|