Abstract
Within this work, we have incorporated Lazzarato’s proposals (2012) on "the making of the indebted man", central to understanding contemporary society, as a transversal viewpoint for analyzing interviews with residents from six mid-sized Brazilian cities: Marília, Presidente Prudente, Ribeirão Preto, São Carlos and São José do Rio Preto (all in the state of São Paulo), and Londrina (Paraná). The interviews were conducted within a thematic project entitled "Economical logics and contemporary spatial practices: mid-sized cities and consumption", and were broadly focused on consumption and its spaces. References mainly regarding credit card use and mortgages, but also to post-dated cheques, payment slips and other methods, broadly and diversely linked to the differences in social class, as well as their multiple and uneven spatializations, have enabled us to understand the effects caused by the financialization process and its relation with the expansion of bancarization and access to credit.
Keywords:
consumption; credit; financialization; bancarization; spatial practices; mid-sized cities; the production of urban space